We want to empower you to choose a retirement income strategy that fits you instead of just getting handed something from an advisor’s limited tool kit.
You need a different kind of retirement income roadmap beyond the typical risk reward portfolio that is restricted to stocks and bonds. You need an analysis that includes all financial solutions.
No one solution works for everyone, but there is a solution out there for you. Let’s find it.
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There are many ways to get it right in retirement, but there is only one way that is right for you.
Our Retirement Income Style Awareness Profile™ (the RISA™) helps you remove this doubt and provides the clarity you need to identify a retirement income solution that resonates with you.
Transitioning your investments for retirement is dependent on one major question:
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How will you choose to earn your “salary” in retirement?
And just like you wouldn't want to get stuck in a dead-end job, you don't want a retirement income strategy that doesn’t feel right.
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Have you ever reviewed your retirement plan and wondered:
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How did I end up here?
Why am I doing this with my investments?
Why did I ever agree to this?
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These questions lead to uncertainty and worse, an endless loop of resetting your retirement plan.
This leads to failure in the form of:
- Having to go back to work
- Becoming a burden to your family
- Living with regret of what could have been
Find solutions you resonate with. Stop wondering where you fit in.
There is an approach that is right for you.
Once you have a better understanding of your retirement income style, you can easily identify and select the strategies that will work best for you.
This ensures that you start your plan with a firm footing.
You’ll find this clarity quite liberating. Live the retirement you’ve prepared most of your life for.
Until now, there has been nothing out there to assess your retirement income style and how it aligns with available financial solutions.
Our Retirement Income Style Awareness™ Profile, the RISA™, examines the decision-making factors that you consider among the various retirement income decisions and identifies your best fit. Your RISA™ Profile takes the best that psychology and financial planning has to offer.
The RISA™ is the first financial personality assessment that identifies your retirement income style and implementation approach.
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Here at Retirement Researcher, we’ve spent the better part of our careers researching these issues and through our writings have been recognized as leaders in the field. The RISA™ Profile represents the extension of this research for your practical application.
Take the RISA™
Once you sign up, you will be directed to complete your RISA™ Profile form. Here we will ask you about your:
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Thoughts on the four main RISA™ dimensions
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Main retirement income concerns
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High-level strategy & tactical preferences
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Financial implementation preferences
See Your RISA™ Overview
Once complete, you will be taken to your RISA™ Overview and you will see your:
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Main RISA™ Profile
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Most salient retirement concerns
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Corresponding Unified Funding Strategy
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Implementation preferences
Detailed Unified Funding Plan
Here we will detail the strategy that most corresponds with your RISA™ Profile. Because this is a starting point for your analysis, we will also discuss other viable strategies related to potential external factors and your RISA™ Profile.
Implementation Preferences
Now that you know you RISA™ Profile, it is important for you to understand how you best take action to implement your plan. To do so, we created the industries-first validated scales on these topics.
Our Financial Advisor Usefulness™ and Retirement Income Self-Efficacy scales helps us identify how you best like to implement your plan.
Once we identify your implementation style, we further point out your relative strengths and weakness to help you avoid future road bumps as you implement your plan. These are related to your potential financial biases, comfort with numerical concepts, and general self-awareness of these issues.
Learn More
If you want to dig deeper, we provide a more thorough analysis behind the framework and research that helped us identify your RISA™ Profile in our learn more section.
Your RISA™ Profile is an excellent starting point for your retirement income plan.
You are now equipped with a playbook to make current and future decisions that are in your best interest and according to your preferred style!
It’s a family affair!
Many issues arise when spouses are not on the same page regarding a joint retirement income plan. Many marriages delegate one person to handle the finances. Over time, individuals, retirement outlooks, and preferences change. Subsequently, large discrepancies develop between you two. Worse yet, there is minimal discussion between you regarding your deepest concerns and desires for retirement.
It is not uncommon for us to hear a couple respond to each other’s retirement goal or plan with the following responses:
- “Honey, I didn’t know you felt that way.”
- “Well, I never agreed to that”
While there is no right or wrong response, if you are not aware of each other’s RISA™ Profile, you will have significant difficulty establishing a unified plan.
The RISA™ Profile is a great way to re-establish your connection with your spouse and be in sync with your retirement income plan. Once you know, you will be miles ahead!
Because of this, we think it is very valuable for your spouse to discover his or her RISA™ Profile.
We are offering our RISA™ Partner Pack for $79.95, but $59.95 for the next few days.
This is more than a 30% discount to purchasing two individual RISA™ Profiles ($79.95 versus $119.90).
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Hear what people are saying about the RISA™:
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"I found that it captured and presented my investment and retiring style in a manner probably better than I know myself."
"Provided validation of what I considered my retirement income preferences are, and insight into the most appropriate implementation strategies."
"It was very helpful in understanding the choices I have made and projecting future financial decisions."
"I think it is the best I have seen at getting to the essence of the way to best architect a persons financial retirement plan."
"I came away with a sense of ‘what I have to work with’ in terms of style, biases, and strengths/weaknesses…"
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How well did the profile capture the essence of your style?
Frequently Asked Questions:
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Answers:
1.
Once I purchase the RISA™ Profile, what happens?
Step 1. You will receive via email a link to log in and an email with instructions to set your password.
Step 2. Complete the questionnaire.
Step 3. Upon completion, you will be directed to your results dashboard within our Retirement Researcher Academy Membership site.
Step 4. From the results dashboard, you will have access to your full report.
* If you purchase a Partner Pack, just reply to the first email with your partner’s full name and email address at the time of purchase and they will receive separately an additional email link with log in and password instructions for their own online RISA™ Profile questionnaire.
2.
How long will it take to receive my email?
We will email your access code(s) and instructions immediately. To be safe, please allow one business day.
3.
How long will this last and do I need to finish it in one sitting?
The RISA™ Profile bundle will take approximately 20-30 minutes to complete on average. While you can do it in multiple sittings, it is recommended you complete it in a single session.
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Why does it take between 20-30 minutes to complete?
Because you are worth it! These things take time. Please remember, we are dealing with what is most likely the first step in assembling a plan for the next 30-40 years of your life. It will be time well spent.
5.
Can I print out the results?
This feature is coming soon. In addition to viewing your RISA™ Profile results online, you will receive a printable PDF output.
6.
Is the RISA™ Profile a personality test for my retirement income approach?
Yes. It integrates the best that financial planning and psychology has to offer. Think of it along the same lines of professional assessment tools like the DISC®, Kolbe®, Clifton StrengthsFinder®, the MMPI® and others. But instead of helping you identify a professional career track; it will signal your preferred retirement income approaches.
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Can I purchase the RISA™ Partner Pack after I purchase the individual RISA™ Profile?
We are only offering the marriage pack price at the time of your original purchase. You can always purchase another RISA™ Profile at a separate time.
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Do I need any financial statements?
No. The RISA™ Profile is not a financial plan. It is intended to help identify the strategies you would like to implement to help you achieve your retirement income plan.
9.
Can I purchase the RISA™ Profile outside of the United States?
The RISA™ Profile is for individuals in the United States.
