Understanding your primary retirement income style can help lead you to the retirement income solutions that resonate with you.
Are you primarily focused on your investment portfolio’s overall value or are you primarily focused on your portfolio’s ability to provide a steady stream of income in retirement?
As you can imagine, favoring one option versus the other begins to bring to light factors of your retirement income style.
We’ve identified over eight factors that when analyzed together form your retirement income style.
The RISA™ is an assessment platform that brings the best that psychology and financial planning have to offer as it relates to your retirement income views.
We will collect everyone’s answers and analyze them to further ensure that the RISA™ is working as intended and conforms to our expectations.
We will then release the final version of the RISA™ in the Fall and YOU will be invited to participate in the final version for free, as a thank you.
Upon completing the final version, we will provide you with a report indicating your retirement income style and the solution sets that best fit your style.
This will provide a nice sounding board for your current plan, and if you don’t have a formal plan, the RISA will get you started in the right direction.
Hi, I’m Alex and welcome to our research study. I know you will find it valuable but first I’m sure you want to “who am I to be running this?”
That’s a great question so here goes…. I graduated from The George Washington University with a doctorate in Psychology. I was a successful student as I received a research grant as a fellow for the National Institutes of Health. It is here where I learned the foundation of what a scientist-practitioner was all about.
Upon graduating though, my research interests evolved to investments, and I sought a formal career in the financial industry. Staying true to my scientist-practitioner mindset, I joined McLean Asset Management and was able to publish a number of articles, and one went on to win a fancy award too! I also, founded a financial planning software company with Wade to better serve the industry and our underlying clients.
And now, Wade and I have decided to focus our efforts on the RISA™. We are extremely excited about its potential to impact your lives for the better.
I’m as of this writing 47 years-old. I live with my wife, Kristi. We have three boys, a wild bunny running around in our backyard, and a dog named Mandy.
Now here is the “just the facts version” for those of you that want to get right to it.
Alex Murguia, Ph.D. is the CEO of Retirement Researcher and Managing Director of McLean Asset Management. He has written in numerous industry journals such as the Journal of Financial Planning and has been recognized nationally for his work. He has also been interviewed and quoted for his thoughts about retirement, financial technology and wealth management in various industry and widely distributed publications such as the New York Times and the Wall Street Journal and is a frequent speaker at various industry conference. He has also founded a financial planning software used across the industry.
First, we divided the initial questions, over 800 of them, by their factors and ordered them based on your ranking of each question. We then rewrote many of the questions based on your feedback regarding overall clarity and relevance to the topic. And only then, did we select the very best questions from each of our factors. We reduced the number of questions by over half and have readied them for the next phase of the study. In addition, behind the scenes, Wade Pfau, Bob French, and myself (Alex Murguia) began analyzing and hypothesizing how your profiles can be turned into retirement income recommendations.
Again, I can’t stress enough what a great experience this has been. Many times, researchers get lost in their own echo chamber. Well, I can’t tell you how exciting it is to be working on a collaborative project with our Retirement Researcher membership.
At Retirement Researcher, we take your privacy very seriously. While we need your personal information (Name, Email etc.) to know who is taking the survey in order to provide each user their individual results and to grant users access to our portal, Retirement Researcher's use of your personal data is kept anonymous for the purposes of our RISA™ investigation. In other words, we will be using the data provided to us for purposes of the study, and will not include any personally identifiable information in our study or in the aggregate results that may be made public upon the completion of the study.