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Getting ready for retirement is difficult. Does this sound like you?
How do I put together a solid retirement income plan?
What should my portfolio look like?
What are retirement best practices?
What are the issues that I should be most concerned about as I transition into retirement?
How should I take my income in retirement?
How will my life change throughout my retirement?
Well, you’re not alone.
Very few people understand how all of the pieces fit together within a retirement income plan.
And that’s what we want to help you with.
Don’t undermine the years of sacrifice and effort spent building up your investment portfolio.
Don’t live under the constant worry about whether you will be able to continue your desired lifestyle in retirement.
Don’t live under the threat that you are one bear market away from a significantly reduced lifestyle.
Take comfort in knowing that your retirement income plan is working for you.
Whatever you choose to do, you’ll be able to enjoy your retirement that much more. You’ve earned it.
Have you found yourself thinking:
How can I make sure that my plan is aligned with the retirement that I want?
I want guidance to make sure that I understand the challenges of retirement.
Then our live workshop series
Preparing for Your Best Retirement
will provide the confidence and clarity you seek.
At a high level, this workshop series is largely created from the questions you have asked, as well as what we are learning from our RISA research study.
We will lay out the theory, mechanics, and the professional best practices of how to develop a complete retirement income plan that is tailored to you and your specific situation.
In addition, we pay particular attention to the psychological aspects of transitioning into, and being, retired.
In order to help you implement your retirement income plan more quickly, we are also including several bonuses along with the live workshops.
Our four live workshops, each covering two full days, will provide you with a complete roadmap for building a successful retirement income plan – so you can have a successful retirement.
November 12 & 13th, 2019
Your investments are likely to be a crucial part of your retirement income plan. But investing during retirement is just different than investing while you are working.
Your investments need to fit a broader framework, and we show you how to do that effectively
How the financial markets operate, and what that means for you
How to interpret common investment statistics – and use them to your advantage
The fundamental relationship between risk and return
How to assess your real risk tolerance
The different ways that investors consistently hurt themselves – and how to protect yourself
How to design and manage an appropriate investment portfolio for your retirement
How to effectively analyze an investment plan
The right way to manage, and make changes to, an investment plan through time
December 10th & 11th, 2019
There’s a lot more to a retirement income plan than stocks, bonds, and annuities. We’ll look at some of these less analytic, but no less important, topics.
A retirement income plan is a collection of all sorts of different decisions that you have made. Make sure that you understand the issues that you face, and what the decisions that you are making actually mean.
How retirement is different than what came before
The truth about transitioning into retirement
What it takes to set meaningful – and attainable - retirement goals
How to get the most out of your social security benefits
What you should be doing now, and in the future, to minimize your tax burden
What sort of insurance coverage you will need – and not need – in retirement
How to monitor your retirement income plan and make adjustments as necessary
January 14th & 15th, 2020
You’ve been saving up for retirement throughout your career. Now is the time to sort out how to turn those savings into your retirement income.
There are a lot of different ways to approach this, but we will examine how to do this in a way that complements your personal style and goals – so that you can strike the right balance between optimizing your income and optimizing your ability to sleep at night.
February 11th & 12th, 2020
There are a lot of decisions that you need to make about your later retirement years, and you need to start making them now. During the best of times health care and estate planning are complicated subjects, but they only get more complex (and expensive) the longer that you put them off.
We’ll help you understand the issues surrounding these topics, and the decisions that you need to make. The future you (and your heirs) will thank you.
The tradeoffs of long term care insurance
What you need to do to get the most out of Medicare and Medicaid
How to deal with both expected, and unexpected, health care costs as you age
Whether aging in place makes sense for you – and what to do to prepare for it
The impact of cognitive decline and how to protect your finances
What you should consider when setting up wills and trusts
How to handle Powers of Attorney and what you need them for
The importance of integrated legacy planning
How large estates are different
While these live workshops are thorough and cover many practical considerations, we want to make this process as smooth as possible for you. Therefore, we’ve added various bonuses to this workshop series to help you get there faster.
Bonus #1.
Financial Planning Calculators
We did all of the heavy lifting for you. We are including calculators to solve some of the most common financial planning questions. These calculators will allow you to plug in your information, and allow you to easily see where you stand and help you understand how to proceed.
This includes:
Our PAY Rule™ Estimator
Your essential tool for creating an investment tool that works for you. See how different approaches to your retirement income plan impact your likelihood of having a successful retirement
Our Asset Location Calculator
Sorting out which accounts your different investments should be placed in can be a puzzle. Our asset location calculator will help you make your investment portfolio as tax efficient as possible.
Bonus #2.
Checklists and Execution Plans
There’s a lot to keep track of when you are creating and managing your retirement income plan. Our checklists and execution plans will give you step by step guidance on how to proceed.
These include:
Estate Planning Checklist
Estate planning may seem like something for the future, but it’s crucial to get everything in place sooner than later. This estate planning checklist will walk you through how to get a solid estate plan up and running easily.
Insurance Needs Checklist
You know what your insurance needs have been in the past, but there are a lot of misconceptions about what types of (and how much) insurance makes sense once you enter retirement. Our Insurance Needs Checklist will show you how to identify those areas where you need insurance – and also where you don’t.
Bonus #3.
Retirement Income Plan Templates
Sometimes it helps to write things out. Not only does it help you organize your thinking, but it also allows you to hold yourself accountable to your plan. Our pre-built templates make this easy.
These include:
Goal Creation Template
Figuring out what you want to spend is the most important single step in the financial planning process. Our Goal Creation Template will help you systematically figure out what your retirement income goals should be – and then allow you to monitor how your actual spending compares to these goals.
Distribution Policy Statement
Our Distribution Policy Statement helps you memorialize your decisions and parameters for reassessment. This policy statement is designed to keep you from making rash decisions during market or personal turmoil.
We are also including our Investment Policy Statement Template to allow you to more effectively your investment policy through time.
We’ll be covering a lot of ground during the live workshops, so we want to make sure that we can answer any questions that you have – even if they come to you after the workshop is over. We’ll hold live Q&A group office hours to review the material and help clarify any lingering questions to ensure that you move ahead.
Our office hours will provide a more personalized context to the workshops and bonus material.
Bonus #5.
This presentation, entitled the four approaches to managing retirement income risk, will help you mitigate the different risks that your retirement income will face through retirement.
Money Back Guarantee
By purchasing the full Preparing for Your Best Retirement live workshop series you get a 30 day, full money back, satisfaction guarantee.
Simply take part in the first workshop and try them out.
If, for any reason, you are not delighted with the workshop, then simply tell us within 30 days of purchase and you will receive a quick, no hassle, no questions asked refund.
We think you’ll agree that this is a pretty solid offer.
Let’s sum it up.
The Four Live Workshops
each covering two full days
Investing for retirement and developing an Investment Plan
Laying the Groundwork for your Retirement Income Plan
Choosing a Retirement Income Strategy
Beyond Retirement Income
Bonuses:
Financial Planning Calculators:
Our calculators make your decisions plug and play ready
Checklists and Execution Plans:
Step by step guides to make sure that you are on the right track
Prewritten templates to help you get off on the right foot and stay there
Bring us your challenges and revelations. Get clarity on lingering questions and ensure that you are ready to move forward.
Approaches to managing retirement income risk.
There are generally two scenarios when it comes to developing your retirement income strategy:
Scenario 1.
You can hire an advisor.
While an advisor can be a great solution for many (we know, we are advisors). We have come to realize that some individuals prefer to do it themselves or at the very least use an advisor as a starting point.
Well, consider our live workshop series as that great starting point. With our workshop material, calculators, checklists, templates, and office hours, there are great opportunity for personal interactions that will give you the starting nudge you need.
If you are good to go from there, great. We designed these workshops for this. They are our playbook.
If you find that there are other things you want to concentrate on in retirement, you know where to reach us
Scenario 2.
You can do it yourself.
There is plenty of material in the ol’ world wide web to keep you busy for a few years. We have about 330 retirement income planning articles (is this the right number?) on our site alone. Knock yourself out.
You just need to ask yourself if it is worth your time to find, curate, synthesize, and apply all the material to fit your situation and don’t forget—on an ongoing basis. I think you’ll agree, our live workshop series provides a more effective solution.
You have nothing to lose and everything to gain.
30-Day, 100% Satisfaction Guarantee.
Take comfort in knowing that your retirement income plan is working for you.
Absolutely. We designed this series of workshops for people like you. Individuals who are about 7 years from retirement or already into their retirement.
It is important to remember that your retirement is not some point in time.
It is a process and as long as you are retired, you will benefit from the information and practical guidelines inside the materials.
We have received various comments from our readers stating that “I wish that I had understood what all of the pieces for retirement were, and how they fit together before I had retired.”
Issues and regrets like this come up frequently and you need to know how to address them before they become problematic for you.
However, if you are overseeing your parents’ situation in retirement, then the content of these workshops are very relevant.
If these workshops sound like a beast, it might just be because you feel overwhelmed in your retirement income plan, and you’re trying to imagine how you’ll add this program to your existing “to-do” list.
Preparing For Your Best Retirement is the antidote to overwhelm. It’s designed to give you focus and clarity on your vision in retirement. It will help you align your actions, so you can see the BIG PICTURE of where you are headed.
Also, the recordings of these workshops will be available to you for a full year. So, while there might be a lot of ground to cover in the workshops, you'll be able to refer back to them at your leisure and make sure that you take away everything you need and begin to see a whole new level of growth and progress in your retirement income plan.
There are always things you can be doing before actually getting started. No one ever has all their proverbial ducks in a row. That’s OK. The key is Progress NOT Perfection.
Our workshops are designed so that each session will build on the previous material to ensure the continual progression of your retirement income plan.
No. This isn’t a do it yourself course where we hand you a text book and then tell you to figure it out for yourself. We are there to help guide you along the way. We will be running private office hours sessions after each workshop to make sure you can quickly and easily get answers to your questions - plus, we are always available through email so you can reach out to us with any concerns.
Plus, with our blueprints and execution plans, we already did the math and other heavy lifting for you. Your job is to enjoy your retirement not be an excel wiz.
Once you enroll in the Preparing For Your Best Retirement Workshop Series, you will receive two emails. The first will be your receipt, and the second will include login instructions for the workshops series' site. It is important to note that because this is a series of live workshops there will not be any material available on the site until the start of the first workshop on November 12th.
Once the workshops have started, the series website is where you will be able to participate in the workshops, view recordings of the workshops and office hour sessions, and download the bonus material.
The Preparing For Your Best Retirement workshop series is comprised of four live, online, workshops. Each of the workshops will be two days long. These workshops will be delivered entirely online, and will be recorded so that you can refer back to them at your convenience (or when you need to refresh your memory on a specific topic.)
When you register for the workshop series, you will receive login instructions for the site where you will be able to participate in the workshops, as well as where you will be able to access the bonuses from the workshops, as well as the recordings of the workshops (once they are available.)
The Live Private Office Hour Sessions will be held the week after each workshop to allow everyone who was not able to attend the workshop the chance to view the recording. The Office Hour session will be conducted usig GoToWebinar, and the recordings of the sessions will be available on the workshop series site.
Because these sessions will be open to all of the workshop participants we cannot answer questions about your specific situation, but we will be able to discuss how the material covered works in practice, and help you understand how you can apply what you have learned.
There will be a number of instructors that will be involved in this series of workshops. Each instructor The instructors will include, but are not limited to:
- Bob French, CFA – Director of Investment Analysis at Retirement Researcher
- Wade Pfau, Ph.D., CFA, RICP - Founder of Retirement Researcher
- Alex Murguia, Ph.D. - CEO of Retirement Researcher
- Kyle Meyer, CFP®, RICP® - Managing Director, Financial Planning at McLean Asset Management
- Jason Rizkallah, CFP® - Lead Advisor at McLean Asset Management
The 4 workshops and bonuses will be delivered over the next 4 months. Each month we will conduct one, live, two day, workshop. The first workshop, Investing for Retirement and Developing an Investment Plan, will be on Tuesday, November 12th, and Wednesday, November 13th.
Each day will be roughly 4-5 hours long, so each workshop will be approximately 8-10 hours of instruction. The entire series will be between 30-40 hours of material, plus the live, private office hour sessions.
While we are conducting one live workshop per month, the recordings of these workshops will be available to you, so you will be able to work at your own pace.
Beyond the instructional videos, you will have access to our private office hours session the week after each workshop to review the material for the week and answer any questions that you might have about the material.
- Investing for Retirement and Developing an Investment Plan - November 12th and 13th
- Laying the Groundwork for Your Retirement Plan - December 10th and 11th
- Choosing a Retirement Income Strategy – January 14th and 15th
- Beyond Retirement Income – February 11th and 12th
Additionally, we will conduct an office hour session the week following each of these workshops to answer any questions that you might have.
That's not a problem. We will be recording all of the workshop sessions, so you will be able to go back and watch any sessions that you might have missed (as well as just refresh your memory on a topic when necessary).
These recordings will be available as soon as possible after the workshop completes, so you'll have time to watch the recordings before the office hour session the following week. And we're always available over email to answer any questions that pop up outside of the office hour session.
We will have one live workshop a month for the next four months. After that, you will have ongoing access to the recordings of the workshops, handouts and other bonuses, and the recordings of the office hour sessions for a full year so that you can repeat and re-live the training whenever you like for a full year.
They will not work for someone who isn’t willing to accept what the data tells us and wants to stick with preconceived notions about how to plan for retirement.
It also won’t work for people who are looking to get rich quick. There are no shortcuts to a successful retirement.
These workshops will help you determine if your advisor is recommending sound retirement income concepts.
They will also help you determine if it is being implemented in a prudent manner.
Think of them as a second opinion that can provide you the peace of mind to let you know you are on the correct path.
Great, but you may also want to also think of it this way: you insure your house. So why not consider a second opinion on your retirement income strategy. What is the cost of being wrong?
As a Member of Preparing For Your Best Retirement, I want you to know "We've got your back!" You have various ways to get the support and feedback you need!
Your LIVE Private Office Hours
As a new Member, you'll also receive Private group Office Hours after every workshop. Any questions or clarifications you need can be directed LIVE on our calls!
My Support Team
Any "technical" issues about your membership (login, billing, etc.) can be addressed immediately by our Support Team at any time! Reach out to us at community@retirementresearcher.com
